Guest House Insurance. Made Personal.
Specialist insurance for B&Bs, guest houses and hotels across the UK, from Hodgson Insurance Services, an independent broker since 1977.
What do you run?
- B&B InsuranceUp to 6 paying guests in your own home.
- Guest House InsuranceMore than 6 paying guests, perhaps staff and a licence.
- Hotel InsuranceIndependent and owner-managed hotels, bars and events.
We Do The Searching So You Don't Have To!
Whether you run a B&B, a guest house or a hotel, our friendly team talks through what you need, searches the market and helps set up the most suitable policy. Then we're on hand for the life of your policy, for changes, renewals and claims.
Why guest house owners choose us.
We specialise in hospitality insurance, and we love finding the right package for B&Bs, guest houses and hotels across the UK, from Scotland down to our home county of Cornwall.
We take time to get to know you and your business. Then we look for a competitive price and, more importantly, the right cover in the right amount. Free, no-obligation reviews of your insurance are available.
A real person answers
Not a call centre. You talk to someone who knows guest houses.
We search for you
We check a panel of UK insurers and specialist guest house schemes.
Help when you claim
We help you report your claim and stay with you until it's settled.
Family firm, UK-wide
Run by the Hodgson family since 1977, for guest houses across the UK.
Home insurance may not cover paying guests.
Why specialist cover mattersGet a free quote.
Three ways, whichever suits you best. Every quote is free, with no obligation.
- Option 1
Complete full quote form
20 to 30 minutes
Complete the full form in your own time, answering all questions we require to obtain quotes from our panel. Once you submit the form, we confirm it's been received, double check any answers with you if required, then obtain quotes for you.
Start the full form - Option 2
Request a callback
1 to 2 minutes
Tell us a little about your guest house now and choose a convenient time for us to call. We'll phone you at your chosen time and complete the full fact-find together. Allow around 20-30 minutes for this call.
Request a Callback - Option 3
Speak to an adviser
20 to 30 minutes
Prefer to talk? Call our friendly team at our Bude office and we'll take you through the questions over the phone. We then approach providers to find suitable quotes for your guest house.
Office hours todayCall 01288 353999
What owners say
Don't take our word for it. Read what real guest house owners say about their experience with Hodgson Insurance Services.
1 of 4
Who we work with.
Every guest house is different. We have put together a panel of the top UK insurers and specialist schemes including:
Your questions, answered
Does my home insurance cover paying guests?
Most home insurance policies don't cover paying guests, because taking guests usually counts as running a business from your home.
Full answerWhat is the rebuild cost, and why does it matter?
The rebuild cost is what it would cost to rebuild your guest house from the ground up, and your buildings should be insured for that figure, not the market value.
Full answerAm I covered if a guest damages a room?
It depends on your policy, because accidental damage by guests is not a standard part of every guest house policy.
Full answerWhat if I close for the winter or go on holiday?
Most guest house insurers give full cover while you're away for up to 30 to 45 days at a time, but longer breaks can limit your cover.
Full answerDo you insure guest houses outside Cornwall?
Yes. We insure hospitality businesses all over the UK, from Scotland down to our home county of Cornwall.
Full answerHow do I make a claim?
If you're our customer, contact us first: call 01288 353999, email us or pop in to our Bude office. We'll talk it through and help you report it.
Full answer
